Monday, October 13, 2025, marks a day of dual recognition, Columbus Day and Indigenous Peoples' Day, celebrated across the U.S. While some gather for parades or cultural events, others may be wondering which essential services will pause for the federal holiday and which will keep running as usual.

Columbus Day, first celebrated nationally in 1892, honors Italian-American heritage and Christopher Columbus' 1492 voyage. In recent years, however, the holiday has faced growing scrutiny over the impact of colonization on Native Americans, as per a report by USA Today and Market Watch.

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To acknowledge this complex history, President Joe Biden issued the first Indigenous Peoples' Day proclamation in 2021, marking the day as one to celebrate Native heritage, culture, and resilience. While Columbus Day remains a federal holiday, Indigenous Peoples' Day is officially recognized by many states and cities but not nationwide.

If you have errands to run, you may want to plan ahead. All U.S. Post Office locations will close for the day, and there will be no regular residential or business mail deliveries. However, Priority Mail Express will still operate, as it runs 365 days a year, as per a report by USA Today and Market Watch.

Most major banks, including Bank of America, Wells Fargo, PNC, Truist, Citibank, and JPMorgan Chase, will also be closed on Monday. Capital One Cafés are among the few exceptions that plan to remain open. Of course, online and mobile banking services will still be available for customers needing to transfer funds or check balances, as per a report by USA Today and Market Watch.

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For those expecting packages, there's good news. UPS and FedEx will continue their normal operations, with pickup, delivery, and store services running as usual.

The stock market, including the New York Stock Exchange, Nasdaq, and S&P 500, will also stay open. However, U.S. bond markets will close in observance of the holiday.

As a federal holiday, most nonessential government offices will be closed. Many public schools across the country will also take the day off, though local school calendars vary by district, as per a report by USA Today and Market Watch.

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If you're heading out to shop, you'll find most major retailers open. Costco, Target, Walmart, and other large chains will operate under normal business hours. Many restaurants and small businesses will also remain open, though hours may differ depending on the location, as per a report by USA Today and Market Watch.

While Columbus Day continues to spark debate, with some honoring exploration and others recognizing Indigenous history, the day ultimately serves as a moment for reflection. Whether you're celebrating with a parade, honoring Native heritage, or simply enjoying a day off, it's a reminder to check which places are open before you head out.

Are banks open on Columbus Day and Indigenous Peoples' Day 2025?

Most major banks, including Wells Fargo, PNC, and JPMorgan Chase, will close for the federal holiday.

Will mail be delivered on Columbus Day and Indigenous Peoples' Day?

The U.S. Postal Service will suspend mail delivery and retail services for the day.

Is the stock market open on Columbus Day - will banks, post offices open? Here's what you need to know